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The best cards for spending abroad

Foreign spending costs are rarely a single headline fee. Our comparison will separate the exchange rate applied, the transaction fee, the cash withdrawal terms and the insurance actually included.

Meridians Reviews Desk · Methodology published 5 criteria deep

The best cards for spending abroadBest of

Disclosure: some links on this page may earn Meridians a commission at no extra cost to you. Commission never influences our testing, ranking or verdicts. Read our affiliate policy.

How we will decide this list

Criteria are fixed before testing starts, so a pick cannot be reverse-engineered from whatever we happened to like.

  1. 01Exchange rate reference used, and any spread applied above it.
  2. 02Non-sterling / non-euro transaction fees, stated per market.
  3. 03Cash withdrawal charges and interest treatment.
  4. 04Included protection, and its real exclusions.
  5. 05Eligibility and whether the product is available internationally.

The picks

Best for everyday spending abroad

Not yet awarded

Selection open.

Status: in research

Best for cash withdrawals

Not yet awarded

Selection open.

Status: in research

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